On the death of his father, Thomas Cady, in 1764, William Cady inherited all his father’s real estate in Great Ellingham. This included:
one acre of land lying in Great Ellingham between the lands late of Issac Harvey before that James Harvey in part towards the west and the lands now or late of George Cady towards the east and abut the lands of the same George Cady towards the north and one tenement and three acres lying in two pieces - first piece containing one acre three roods parcel (or part) of a tenement and three acres of land and the second piece containing one acre one rood with the said tenement there upon built called Newmans and lying in Great Ellingham between the lands now or late in the tenure of Ann Cady widow and Eglius Meare on the east and the land late of James Harvey on the part of the west and abutting upon the Common Pasture of Great Ellingham towards the north and upon lands late of James Harvey towards the south
Extract from 1802 Map of Great Ellingham. Original held at Norfolk Record Office. Russell James Colman Plans. Cat. Ref. C/Ca 1/84. With kind permission of NRO
The black dot on the extract from the Great Ellingham Inclosure Map of 1802, shows the position of William Cady’s property. It may have been the only property which his father, Thomas Cady, owned at his death in 1764.
William Cady
Marriage
The eldest son of Thomas Cady, William married widow Susanna Farmer in the parish of St Stephen, Norwich on the 26th June, 1772.
Given that at the time of the marriage, William was said to be ‘of Great Ellingham’, it follows that William continued to live in Great Ellingham after this father’s death – perhaps at the property in Bow Street. Like his father, William Cady was also a bowler.
Outstanding Mortgage Debt to Oddin ‘Called In’
When William Cady inherited the property in 1764, his father’s mortgage debt to John Oddin was still outstanding. This was secured by the property.
However, John Oddin had died. In his will, John Oddin appointed Francis Oddin and Garrett Oddin (both gentleman of Attleburgh) as his executors. As it happens, both Francis and Garrett Oddin predeceased John Oddin.
The outstanding mortgage debt secured by the property in Bow Street, Great Ellingham was ‘called in’ by Thomas Colman Esquire of the city of Norwich, in his capacity as the only acting executor of Garrett Oddin.
Assignment of Mortgage
It seems that William Cady had insufficient funds to repay the debt. Accordingly, he approached local man John Barnard to cover the debt, as well as lend him further money. Barnard was a linen weaver in Great Ellingham.
Extract from Assignment Deed 12th January 1782 Cady, Colman & Barnard. Courtesy Roger Banks
A deed between William Cady, Thomas Colman and John Barnard was executed on the 12th January, 1782.
This confirmed that the £68 8s owing to the late John Oddin in respect of Thomas Cady’s original mortgage debt in 1751, was repaid by John Barnard to Thomas Colman. In addition, Barnard agreed to lend William Cady the further sum of £31 12s.
Extract from Assignment Deed 12th January 1782 Cady, Colman & Barnard. Courtesy Roger Banks
As a consequence, William Cady was now indebted to Barnard in the sum of £100, which was secured by the property in Bow Street. The deed provided for the repayment of the principal loan as well as interest at the rate of £5 per year.
Death of William Cady
William Cady was buried in the churchyard of St James, Great Ellingham on the 8th February, 1790. He was survived by his widow Susanna. By March 1790, Susanna Cady was living in Norwich.
George Cady inherits his Brother’s Property
Following William Cady’s death, the property in Bow Street passed to George Cady. He claimed the property in Great Ellingham as the ‘eldest brother and heir at law’ of William Cady.
By tradition and particularly if William Cady did not leave a will, Susanna Cady as the widow of William Cady, was entitled to a dower in her late husband’s property. Likely as a part of his estate or a life interest.
Susanna Cady’s Dower
Extract from the Deed of Release of Dower 15th March 1790. Susanna Cady to George Cady. Courtesy Roger Banks
On the 15th March, 1790, Susanna Cady, widow and relict of William Cady deceased released her entitlement to any dower in the property. In consideration of the release, Susanna received the sum of £9 10s (nine pounds and ten shillings) from her brother in law, farmer George Cady of Great Ellingham.
In consequence, George Cady became the owner of the property in Bow Street, subject to John Barnard’s mortgage.
Sources:
Great Ellingham Parish Registers. Norfolk Record Office. PD609. Also available via www.familysearch.org
Norwich St Stephen Parish Registers. Norfolk Record Office. PD484. Also available via www.ancestry.co.uk
Private Deeds Collection. Property in Bow Street. Thanks to Roger Banks
1802 Russell James Colman Plans. Great Ellingham. All rights reserved by Norfolk Record Office. Cat. Ref. C/Ca 1/84